Fraud Blocker Preparing for Your Insurance Adjuster After Storm Damage - J. Hempel Services, LLC

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Preparing for Your Insurance Adjuster After Storm Damage

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When your home suffers storm damage, navigating the insurance claims process becomes crucial for recovery. Here’s a guide on how to prepare for your insurance adjuster’s visit to ensure a smooth and fair assessment of the damage.

Document the Damage

Before the adjuster arrives, document the damage thoroughly. Take photos and videos from multiple angles to capture the extent of the destruction. This visual evidence will support your claim and provide a clear picture of the damage.

Make Temporary Repairs

If it’s safe to do so, make temporary repairs to prevent further damage. Cover broken windows, tarp damaged roofs, and remove debris. Keep receipts for any materials purchased or services hired, as these costs may be reimbursed by your insurance.

Gather Relevant Documents

Compile all relevant documents, including your insurance policy, receipts for repairs or purchases related to the damage, and any correspondence with your insurance company. Having these organized and readily available will streamline the claims process.

Be Present During the Inspection

Arrange to be present when the adjuster inspects your property. Provide them with a copy of your documentation and be prepared to answer any questions they may have about the damage.

Review the Adjuster’s Report

After the inspection, review the adjuster’s report carefully. Ensure it accurately reflects all damage and repairs needed. If there are discrepancies or items that were missed, discuss them with your adjuster promptly.

Understand Your Coverage

Familiarize yourself with your insurance coverage and the claims process. Understand what is covered under your policy and any deductibles or limits that may apply. This knowledge will help you navigate discussions with your adjuster more effectively.

Facing storm damage? J. Hempel Services is here to help you navigate the insurance claims process with confidence. Give us a call at (651) 329-4562 or fill out our contact form to schedule an appointment.

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